Life insurance is one of the cornerstones of financial safety and should be thought about by every family household. If you have anyone that is dependent on you such as a spouse or children, then it is a good decision to have life insurance in case of the unexpected. Life insurance can help your family prepare the financial consequences that could happen from your loss by lessen financial burdens and provide valuable peace of mind for the policyholder. There are two main types of life insurance, Whole or term life, and permanent life insurance. High Point Insurance Solution will help you make the best decision for your future. Call today!
Do you want to provide your spouse withpeace of mind?
Do you want to provide your child with a monthly income until they are out of school?
Do you need to provide financial protection of your family?
Losing a loved one is an incredibly difficult experience. Picking up the pieces while dealing with emotions can be extremely stressful. In 2016, the average cost of a traditional funeral is 10,000 and growing. Taking the time today to consider and document your end-of-life wishes may be a little uncomfortable right now, but it will make a difference when the time comes. Final Expense is more than just funeral insurance it provides your family with peace of mind. Final expense life insurance can help protect your family from having to pay the additional funeral cost out of pocket, items such as a memorial, death certificate, housing the remains, transportation, embalming, burial plot, gravesite, casket, and headstone. You pay for the insurance with a payout when the time comes, and then you will pick the place that you will want your loved one buried. If your loved one already has a will with these details. Will you need to travel to a faraway land to scatter their ashes? Will you want to have catered food after the memorial? The final expense will help your family not have to worry about the finer details in their time of sorrow. Every situation is different, so please give High Point Insurance Solution a call to schedule an appointment with one of our experienced and well-qualified advisers. High Point Insurance Solution understands!
Long Term Care
It is human nature to not worry about an event until it happens. However, the reality is that sooner or later someone you know or you are going to need long-term care. Whether it is assisted living facility, continuing care retirement, nursing home, or home care. It is not a pleasant thought to think about the possibility of losing your independence, the loss of good health, or using up assets. However, planning for the event of needing long-term care is a proactive stance on becoming elderly. Long-term care gives you assistance with the everyday task that you can no longer do and provides security and reliability in a time that is so precious.